Mastering your wealth comes down to two major factors. Income and Expenses.According to Dominique Broadway, it's important that your income outweighs your expenses. Sure you could focus on making more money, but if you're constantly spending then you're not fully maximizing your budgeting potential. You can achieve balance in your budget by finding creative ways to decrease expenses like cutting your cable bill or packing a brown bag lunch. Extra Tip: Automate your savings to consistently build wealth.
- Set a goal amount.
- Break down the amount.
- Automate your savings.
POP QUIZ!Do you know why you need credit history? What about the importance of good credit? Did you know: Payday loans can be very expensive form of credit? What's the major difference between saving and investing? If you attended the Money Matters Financial Empowerment Workshop in Harlem, you should score an A+ on these financial quiz questions and have a deeper understanding and actionable steps on making your money work smarter and harder for you. During the workshop, speakers like Dominique Broadway shared her insight on her journey to becoming a leading financial speaker and advisor. She also shared tips on how to start a budget, stick to a budget and overcome budgeting goals. A financial tip that I now use? The My Money Goals card is a great way to remind yourself of your budgeting goals. You simply write your goals on the card and stick it inside your wallet for safe keeping. It's a gentile, yet hard-enough reminder to detour you from frivolously swiping your debit card or spending cash unnecessarily. If it isn't going towards my money goals, it's not THAT important. Mr. Bill Cheeks is a veteran when it comes down to understanding and teaching the importance of good credit. He has a perfect credit score! A PERFECT CREDIT SCORE! I used to think having a perfect credit score was as mythical and mystical as a unicorn. Mr. Cheeks shared valuable tips including:
- Pay your bills on time.
- Have a small amount of total debt.
- Only use a small amount of your total available credit.
Rainbow PUSH Money Matters sponsored by Chevrolet
Harlem Commonwealth Council
361 West 125th Street
New York, NY 10027
10am – 2pmThere are workshops available for any and everyone you know that's serious about their financial health. If you seriously need to make a change to improve your financial health and want to make your money work harder and smarter for you, you need to meet me at the Money Matters workshop on Saturday, September 10th in NYC. To register for the Money Matters workshop in NYC and discover other Money Matters workshops in your area, visit www.rainbowpush.org. This is a sponsored conversation written by me on behalf of Chevrolet. The opinions and experiences shared are all mine.
Crescent City ConnectionIf you're familiar with the Denzel Washington flick "Deja Vu" chances are, you've seen the iconic twin cantilever bridges that carry U.S. Route 90 Business over the Mississippi River in New Orleans before. Formerly known as the Greater New Orleans Bridge (GNO) - it's the widest and most heavily traveled bridge on the lower Mississippi; instrumental with the Hurricane Katrina evacuations in 2005. The 2016 Chevrolet Camaro and the Crescent City Connection - two iconic symbols of mobility and strength all rolled into one #FindNewRoads moment.
Mardi Gras WorldWhat's the next best thing to visiting New Orleans during Mardi Gras? Taking a trip to one of the happiest places on earth - Mardi Gras World. We were looking for a real, behind-the-scenes look at New Orleans Mardi Gras and boy did we find it!
At Mardi Gras World, guides take the mask off Mardi Gras with an all-access Mardi Gras tour, winding through the massive studio where these magnificent floats are built from the ground up. Guests learn about the history of this unique and festive tradition and go beyond its reputation to get a deeper understanding of the real Mardi Gras. One monkey don't stop no show: The massive Mardi Gras World experience is a MUST during your next New Orleans visit. Make sure you bring plenty of camera storage because there are plenty of picture perfect moments you'll want to capture during your visit.
Bayou Dinning And Aligator BitesAfter a 15-mile drive outside of New Orleans, we stumbled upon the beauty and bounty of the Restaurant des Familles. Nestled along the waterway home to alligators, turtles, egrets and other wildlife (Bayou des Familles) - we were in search of authentic Cajun and Creole bites and the Alligator Stuffed Mushrooms with Alligator Sauce Piquant more than delivered. Good Eats: We enjoyed the best of the best from the Restaurant de Familles including the grilled Shrimp & Grits with jalapeno-cheddar grits with scratch gravy, Caesar Salad and Catfish strips. The Alligator Stuffed Mushrooms with Alligator Sauce Piquant was amazing - and the views of alligators just a few feet away were even better.
Swamp Tour Through Gator CountryI've never been in an airboat before, let alone on a tour through the swamps of the bayou. So of course finding the road less traveled lead us to the Jean Lafitte National Historical Park and Preserve. Trained guides escorted us into the murky waters of Louisiana swamps where we came face to face with the beauty and beasts of nature.
Driving The 2016 CamaroThe 2016 Camaro more than handled the road, it commanded it. Driving from New Orleans to Dallas as a Camaro road warrior was beyond amazing. As the most efficient and powerful Camaro SS ever it's equipped with improved handling, performance, technology and kept heads turning throughout the entire drive. Discover where the 2016 Camaro SS is headed next! Keep up with all the spectacular sights and see how others #FindNewRoads by visiting FindNewRoadsTrip.com
BEST FRIEND (noun): A person who you value above other friends in your life, someone you have fun with, someone you trust and someone in whom you confide.Meet my best friend... we're exact opposites and yet exactly the same - and this week we're going on the road in the all new 2016 Chevrolet Camaro. From college to a cross-country road trip, where can you find us next? Meet us in the Big Easy this Wednesday, November 4th at the NOLA Motorsports Park! Check out our road tripping hijinks, map track the tour and details at FindNewRoadsTrip.com. #FindNewRoads
Check out all the fun from Day 2 at the Consumer Electronics Show in Las Vegas. For the fourth year in a row, DivasandDorks.com will be on the ground running to show you only the biggest and brightest trends at CES 2014.This year, we’ve partnered with OnStar and General Motors to bring the hottest trends in tech directly to a screen near you with daily “trendspotting” videos daily on Fastlane.GM.com and DivasandDorks.com. Noticing the sleek curves of the Corvette and the angular lines of the Chevy Spark, it’s apparent that Chevrolet embraces the evolution of style and form. Aside from vehicles, products that combine style, form and functionality on the show floor include transformative TVs, smartphones, cameras and more. Check out the full video featuring, Samsung UHDTVs, the LG G Flex and 360 Fly Panoramic camera below:
It's one of our biggest giveaways for the season and we're beyond excited for our loyal readers!Just in time for the holidays, Divas And Dorks has partnered with GM Northeast to grant one loyal reader the ultimate holiday wish by giving away $500 in cash and a General Motors (Chevrolet, Buick, Cadillac, etc.) car/truck for a week. Need to travel for the holidays? Need some wheels to get to a charity event? Maybe you just need some extra cash to buy gifts for others or a gift for yourself. Whatever it may be, We're here to help you! GM is ready to bring holiday cheer to our friends in the northeast, so any wish goes!
How Would You Like To WIN $500 & A GM Car/Truck For The Week?
Entering is as easy as 1 - 2 - 3....
1. To enter, you must submit your holiday tweet wish via Twitter using #GMNER and #DivaDaysChristmas. For example "My holiday wish is to drive my holiday gifts to my parents in DC! #GMNER #DivaDaysChristmas". Add photos or video to your tweets to make them stand out!
2. You must post the link to your holiday tweet wish the comment section below.... now until December 14th 2012.
3. Visit DrivingTheNortheast.com and post the link to your holiday tweet wish the comment section below....now until December 14th 2012.
We'll be selecting ONE winner from the comments sections and announcing our winner on Monday, December 17th! If you're in the mood for winning, don't forget to enter to win more in our Diva Days of Christmas here.