It’s not too often women of color get compared to titans and trailblazers in business. That is, until 200,000 people download your app within fourteen days of launch – and then, people take notice.
Angel Rich, from Washington, DC, has developed a very innovative app called Credit Stacker that teaches students about personal finance, credit management, and entrepreneurship in a fun and engaging way. The app is so popular that 200,000 people downloaded it to their smart phones and tablets within just two weeks of it’s launch. Even more, Forbes has named her “The Next Steve Jobs”.
Remarkably, the app has been named the “best financial literacy product in the country” by the Office of Michelle Obama, the “best learning game in the country” by the Department of Education, and the “best solution in the world for reducing poverty” by JP Morgan Chase. It has won first place in several business competitions including the Industrial Bank Small Business Regional Competition and the Black Enterprise Elevator Pitch Competition. All in all, Angel has won more than $50,000 in business grants.
Angel was raised in Washington, DC, and graduated from Hampton University. She also studied at the University of International Business and Economics in Beijing, China.
After winning Prudential’s annual National Case competition for her marketing plan to reach millennials, she worked briefly as a global market research analyst for Prudential, where she conducted over 70 financial behavior modification studies.
She says that during her time there, she helped the company generate more than $6 billion in revenue. She resigned, however in 2013, to start her own company, The Wealth Factory.
Angel’s ultimate goal with her company is (and has always been) to develop financial literacy edtech games that empower and educate both students and adults. And she has been very successful at doing this! In fact, her company has been so impressive that the National Alliance of Public Charter Schools named it the ninth best ed-tech company of 2015.
Her company’s Credit Stacker app is available in four languages and in 40 countries, and is quickly approaching 1 million downloads.
Although the app is free for users to download, the revenue model is to generate money on the back-end from advertisers in addition to contracts, including one that she already has with the Dept. of Health and Human Services. She also already has a partnership with the D.C. Dept of Insurance, Securities, and Banking.
In time, other major financial companies like NASDAQ, J.P. Morgan & Chase, Wells Fargo, and more will likely want to get on board as well.
A major challenge for Angel has been that women are still heavily discriminated against in the business and techhnology sectors, and their companies are not equally funded. In fact, less than 20% of venture capital dollars go to women-owned companies. And, for Black women, the numbers are even lower.
According to a report by #ProjectDiane, Black women represent only 4% of all women-led tech startups in the United States.
Angel told Forbes during an interview, “My competitor raised $75 million. I won best financial product and best learning game. My company raised only $200,000.”
Let’s rally behind Angel and share her story and quest for funding with everyone you know. Don’t forget to download Credit Stacker and share with students, family and friends today!
iTunes App store:
Google Play app store:
How well do you really know Black History? Black History Month is so much more than 28 days in February. In fact, even in 2016 Black History is being made every single day.
If you’re looking to learn more about history or discover other African Americans making their mark on the world, check out this list of Black History apps for your smartphone or tablet.
Black Inventors Match Game: Celebrate African American inventors with best friends Myles and Ayesha as you learn who earned patents for everyday items such as the doorknob, the traffic light and lemon squeezer. Then test your IQ with a matching game. (Available for Android and iOS)
Then and Now Series: Black History: The Then and Now Series apps shed light on facts about different cultures. In the Black History edition, you can learn about 100 different people through biographies, images and links to video or music. Print or email the bios to share the knowledge with friends. (Available for iOS)
More Than a Mapp: Explore an interactive map and bring black history close to home—literally. Set your location, and nearby historically significant sites will illuminate on the map. Check out related links, photos and videos. Know of a significant location not shown? Send it in, wait for verification and create your own pinpoint for all to see and learn. (Available for Android and iOS)
Black History Quiz: Test your knowledge of important black figures with multiple-choice questions. If you don’t know an answer, learn as you go—you won’t be able to move onto the next question until you get it right. (Available for Android and via the Amazon App Store)
The Root: Update your perspective with The Root, an inclusionary news source that features writing by prominent African American writers. In addition to political, social, cultural and racial commentary, tune in to podcasts and view slideshows for an interactive, visual news experience. (Available for Android and iOS)
These are just a few Black History apps that’ll teach you a little more about the history that affects us all. Did we miss any history apps that you’re using? Share your favorite Black History apps in the comments below.
Valentine’s Day is this Sunday, February 14th. Let’s face it, sometimes the men in our lives need a little “help” when planning the perfect Valentine’s Day night out. From creating the “perfect” date to the gift and even the flowers – the pressure is on make this Valentine’s day a memorable one.
If your significant other could use a little boost in the romance department for Valentine’s day, why not give them the advantage they need with the help of technology? Dinner, gifts and even romantic getaways, discover 6 apps to help plan your Valentine’s date night below!
Is a personal shopping service that connects people with real (human) shoppers, on-demand and for free. Customers give us a general idea of who or what they are shopping for (from clothing to home decor to gifts) and our shoppers provide personalized recommendations within 24 hours. Tryscratch.com
Groupon: Looking for a great entertaining night out? What about a nice day at the spa or an affordable weekend getaway? Most deals are lodging-based, like a Napa Valley B&B weekend — but you’ll also find the occasional 3-day Caribbean cruise in the mix as well. In conjunction with travel giant Expedia, Groupon Getaways offers handpicked deals on hotels and resorts – best of all, with a booking guarantee. Score $10 off your next Groupon purchase here.
OpenTable: Whether it’s over aphrodisiacs like oysters or escargot or your favorite spot for fried chicken or sushi. Score that hard to get restaurant reservation with the #1 app OpenTable. Making Valentine’s day plans with this app is essential for a seamless night out dining and beyond.
Flowers: Nothing says Happy Valentine’s Day, like the gift of amazing flowers. No matter if it’s roses or lilies, the gift of love is spelled F-L-O-W-E-R-S. Not all flower delivery apps are created equal, but if you’re going to spring for flowers from your smartphone, 1-800-Flowers.com, FTD Flowers and ProFlowers are the highest rated companies to keep your love in bloom.
Fandango: Dinner and a movie goes hand in hand for Valentine’s Day and Fandango has you covered with your favorite movies in the palm of your hand. With Fandango, you can order tickets in advance (even score tickets to new swanky dine in theatres too.) Take in an Oscar-nominated flick or find a new favorite that you’ve missed with reserved seating with Fandango.com.
Uber: Start and end the night with a romantic ride in a sexy suv or svelte black car with uber. Sure you might be paying a little more but a special night deserves a special ride out. Want to score $15 off your first ride with Uber? We’ve got you covered! Use our Uber code: uberDivasandDorks or click here.
Is it me or does it seem like January went by way too fast? I mean, it feels like Thanksgiving was just yesterday and we’re already one month deep into the 2016 new year. I think its safe to call January a practice month, and if you haven’t yet tackled your new year’s resolution, you can safely begin today.
From budgeting apps to save you money to fitness apps that’ll keep your healthy goals on point. I’ve teamed up with Progressive Life Lanes to share a few of my favorite New Year’s Resolution apps that’ll kick your year off right. It’s never too late to get a jump on your new year’s resolutions with apps and here’s the downloads to prove it!
Spending less and saving more is a goal many of us tend to strive for every year. Budgeting is an important part of developing positive financial habits and building wealth, but, unfortunately, many fail to keep on track after the first 90 days of the new year. There are several banking apps like SIMPLE, and automatic saving apps like DIGIT (I’ve saved close to $500 bucks!) that help make budgeting easier than ever before. There are even mobile money apps that take the pain out of budgeting by automatically tracking your spending and updating spendable cash each day. It presents a clear, real-time picture of whether you are within your budget, and helps you create a connection between everyday decisions and larger financial goals.
Losing weight is always one of the top New Year’s resolutions. There are apps that can help practically anyone stay on top of their fitness goals for the new year. These apps can help measure your level of fitness as well as challenge users to meet and exceed their fitness goals. Although losing weight is a gradual process, smartphone apps are a great way to hold yourself accountable, as well as keep motivation high as you hit your milestones. From solo fitness apps like Lose It to group fitness apps like Nike Training Club, My Fitness Pal and Fitocracy once you sign up and find the right one for you, you’ll be on your way to a happier and healthier lifestyle in no time.
Looking for more apps to keep you on the right track? Check out all the suggestions at Progressive Life Lanes today!
According to Fast Company, there are over half a million new businesses (530,000) created each month. That’s a whole lot of entrepreneurs!
I realized at an early age that the entrepreneur lifestyle was for me. In 3rd grade, I made the decision that there would be no one who could out match my hustle. Almost 30 years and 5 businesses later, I’ve been recognized as a top leader among my career peers, featured in business magazines and held public speaking forums across the country on the art of the entrepreneur enterprise.
Let’s face it, the entrepreneur life ain’t for everyone, there are long hours, private ideation sessions, and plenty of research required to build a successful business – and then there are business secrets that’ll help you avoid the mistakes of others and expedite your road to success. What’s the secret to Divas And Dorks’ success? Discover secret apps in my arsenal that fuels this successful business and discover why they’re secret apps every entrepreneur needs to succeed below!
Pennies Personal Money, Budget And Finance Manager: If you can’t keep your personal finances in order, how do you expect to get your business budget together? Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It’s personal finance made easy, it’s your money made simple. Should you spend or should you save? Pennies shows your spending and finance health with bold colours, helping you slow down or speed up to keep you on track. (Download Pennies App)
Shoeboxed: Get rid of your binders, folders and archaic filing systems and go digital (and green!) with Shoeboxed. Paper, receipts, business cards, forms, books = unnecessary clutter on my desk. There were days in the past where I simply wanted to take it all and trash it in one swift sweep of my arm over the top of my desk. This gem of a tool let’s you easily scan, take pictures using your mobile device, or even send them via snail mail anything and everything that you would like to save but not necessarily keep on your desk or in a drawer. (Download your free trial of Shoeboxed today)
Evernote: Evernote is my lifesaver and enables me to work more productively. First, what I love about it is that it works both for my personal and business life, and helps me manage the operational pieces of both. Also, I use it on the go. Life is fast and busy for all of us, and Evernote lets me carry everything with me. Wherever I go, I have all the information, checklists, and notes I need. It’s always there for me 24/7. (Download Evernote app)
Moleskine Timepage: The most elegant calendar for your pocket and wrist, Timepage is a calendar designed to make every day more enjoyable and easy to navigate. Have all your calendars in one place, seamlessly integrated with weather forecasts, maps and contacts. (I have six different calendars, so you know I need something simple and seamless that’ll work for me!) Even on the Apple watch, you can see your day-by-day schedule for the next week, discover the weather, see how long until your next event and travel details and wrist tap reminders…ALL ON YOUR WRIST! Genius! (Download Moleskine Timepage)
17Hats: What if there was a secret app that combines many of the apps you are likely using into a single flawless interface. It’s creators have built 17hats with the entrepreneur in mind. They have given us a suite of functions to from from sales leads to research and information gathering via an online questionnaire on to a proposal to hand off to your potential client. 17Hats doesn’t stop there – the ball continues rolling downhill to contract, invoicing and finally payment. It’s like a fortune 500 company CRM system but designed for the single DIY’er. It also doesn’t carry the big fortune 500 company price tag. (Download your FREE trial of 17Hats)
Dropbox: Who doesn’t have a Dropbox account? But did you know you can run your entire business, using The Cloud? What would happen if your hard-drives were to be damaged in an accident or natural disaster? Would you be able to recover from lost data and time? You really need an off-site backup system in order to safeguard yourself against that kind of vulnerability. An automatic backup is by far the easiest. Don’t make the mistake of buying storage space, computer storage and flash drives when Dropbox has everything you need and is as mobile as you! (Upgrade for FREE Dropbox storage)
PDF Reader Pro
BONUS: PDF Reader PRO Edition: There’s no longer an excuse to delay the closing of a deal! This app allows you to electronically edit and sign documents easily and securely. It also records and stores each document’s history, so you have automatic audit trails — saving you the time and trouble of backtracking in case the need arises. (Download PDF Reader PRO Edition)
These are just a few of my favorite apps that I can’t manage my hustle without. Why make the same mistakes and try and fail with other apps when these award winning apps can get you on the right path to entrepreneurial success? These apps aren’t just for business either, use them to manage family budgets, trip itineraries, photos, everyday receipts and more! Being an entrepreneur isn’t just a career move, it’s a lifestyle!
Did I miss any other secret apps for entrepreneurs? Share your favorite apps for entrepreneurs below!
Have you ever wanted to take the leap into the career of your dreams, but needed a little guidance along the way? Discover some of our favorite apps to help you finally launch your website/blog, one to help you create A++ photos, a calendar app that focuses on your free time, an efficient meeting planner and a way for traveling parents to build relationships with their little ones. Check ‘em out below, then get to downloading!
Weebly: You busy girls with a full-time job that have always dreamed of having your very own business or blog on the side, that’s now easily attainable! With the site developer platform’s relaunched, all-devices app, you can efficiently (and almost effortlessly) set up your online shop, website or blog in minutes via the app’s drag-and-drop feature. Your site will look customized and flawless without the need for coding. Once your site goes live you’ll be able to manage sales, events, your site’s comments, traffic, etc. in real time, directly from the app. Who knows, your digital space may blow up and you could be turning this side gig into a full-time career in no time. Free on iOS + Android
Invite: Finding a mutually agreeable time to meet with a group is always tricky. Well, those days are over thanks to this app. Suggest a time to your group, invite others to select their available time(s) and then the most agreed-upon time slot wins. Voila! Meeting management just got hella efficient. Free on iOS
HomeTeam: Traveling moms + dads, etc., This is the app for you! Like a next generation of Skype, this app helps to improve family connectivity when families aren’t together IRL. By combining video calls with games and books, you can communicate with the littlest family members no matter how many miles apart you are physically. First month free, $8.99/month on iOS + Android
Free Time 2: Most calendar apps focus on showing us all the times we’re too busy for activities — this is not one of those traditional apps. Instead, it works with your current calendar so you’re able to quickly see your free time and share your availability with anyone to make scheduling fun extracurricular activities (or just some chill time) instantly. $1.99 on iOS
Relonch: If you’ve always felt like your Instagram snaps could use a little professional help, look no further. This photo assistant app helps you create perfect snaps every single time by simply following tips from the pros. By using guidelines to help you come up with photo ideas, composition lines, shooting positions, etc. and choosing an occasion to follow a stencil idea, you’ll be recreating winning shots to up your ‘gram game in no time. Prepare for total Instagram domination. Free on iOS
Now that you’re equipped with a few new apps to help you on your road to entrepreneurship, which apps are you excited about downloading first? Share your thoughts below!
Are you into adult coloring books? My sister has been using coloring books as relaxation therapy for years now – and lately the trend has taken the world by storm. Who knew that coloring with crayons & markers in coloring books for relaxation would become as popular as meditating to create a stress-free zen?
From hip hop coloring books featuring Tupac and Biggie to more pop art inspired coloring options featuring Taylor Swift, coloring for adults has gone mainstream. Although coloring is a great way to alleviate stress, you may not have a coloring book and crayons available at all times. That’s when these awesome adult coloring apps save the day. Discover 5 adult coloring apps to relax you anywhere below.
COLORFY: If you love beautiful floral patterns and mandalas to color, Colorfy is a great app with a variety of designs for anyone to color with the tap of their finger. Your color choices may be limited for the free version, but in order to access a full version with more colors and updated designs you’ll have to pay a subscription fee. Subscriptions are $2.99 USD weekly, $7.99 USD monthly and $39.99 USD annually. Get the free version here.
COLOUR THERAPY: Start to relax with this free anti-stress colouring book for adults. Each detailed illustration in this collection has been carefully crafted so that even amateur artists can enjoy the satisfaction of creating something of exceptional beauty. You can use this colouring app in two ways: either tap an area of the screen to apply block colour or use the pen tool to create free-flowing lines, shading and swirls. Get it for FREE in the iTunes app store.
ADULT COLORING BOOK: Engage yourself in hours of peaceful color therapy with dozens of outlines to paint, including mandalas, flora, fauna, and geometric designs. Just select your color and tap to paint! Share your masterpieces on Instagram, Facebook, Twitter, & more! Get it FREE in the iTunes app store.
PIGMENT: Color like you would on paper with actual colored pencils! Unlike tap-to-fill coloring apps, Pigment is the ONLY true coloring book experience on the iPhone and iPad. Choose from 200+ hand curated, professionally drawn illustrations, 8 different kinds of pencils, markers and brushes, and an unlimited number of colors to choose from. Access a free version or a full version with more colors and updated designs you’ll have to pay a subscription fee. Subscriptions range from $1.99 to $24.99 USD annually. Once you’re done, easily share them with your friends and family, and even print them out using AirPrint. There’s no better way to color! Get the FREE version from the iTunes App store.
PRISMA JOY: Never be bored again while waiting in line, entertain yourself while waiting for appointments and relieve stress and clear your mind with the Prisma Joy app. Free bold colors and lots of free art allow you to express your creativity using the designs created by award-winning designer, Joy Renee. Get the FREE app from the iTunes App store today.
From landscape coloring apps to intricately designed online coloring books, adult coloring books are selling out online, in iOS and Google Play stores and brick and mortar bookstores too. (Check out these top selling adult coloring books found online here.) Have you taken on the coloring relief trend? What are some of your favorite adult color books or apps? Share them in the comments section below.
Grey’s Anatomy Star Jesse Williams New #EBROJI App Will Make You Fall In Love With Twitter & Group Chats AgainJanuary 21st, 2016 by Christen
It’s #TGIT and while I’m still repressing the agonizing patience for new Grey’s Anatomy, Scandal and How To Get Away With Murder episodes – this new EBROJI app from Grey’s Anatomy star Jesse Williams just completely restored faith in my Thursday!
Ebroji is the newest curated GIF keyboard designed specifically to enhance the way we already communicate. It’s straight comedy for your keyboard! Ebroji Gifs are carefully categorized for your every response. We text all day every day, so why pretend a simple emoji can express who you are? There’s nothing like the satisfying sight of your text/email threads going off when you’re hitting your people back immediately with that perfect GIF over and over again!
Who doesn’t love accumulating shady gifs to share online or via text at the perfect moment? (I’m curating my favorites from Ebroji and texting my girlfriends as I type…) What makes Ebroji stand out from other gif keyboards or sites you’ve seen before is the vast assortment of hilarious people of color – plus you can upload your own gifs too! From a baby faced Drake to a feisty Eartha Kitt – and all the Beyonce, Oprah and even Jessie Williams gifs in between, this keyboard will make you fall back in love with those annoying group chats and Twitter again. (No it’s not a keyboard for us, by us – its much bigger than that.)
Ebroji takes and inspires that engagement by kicking open the boundaries of visual communication all together! No more foraging the inter-wilderness for gifs like a lonesome hoarder. Kick back, relax and keep cracking jokes with your homies because Ebroji meets you exactly where you live, in your damn keyboard! From the latest digi-cultural sensations to the deepest (and most random) gifs, Ebroji sorts and supplies them at your fingertips.
– Jessie Williams / Co-Founder Ebroji
Still sending boring responses? Step your game up with EBROJI – available for FREE on iTunes today! For more information visit ebrojiapp.com
The 52-Week Money Challenge idea is simple: You start by socking away just $1 in the first week of the year, and then gradually increase your savings by a dollar a week throughout the year. So you save $2 in Week 2, then $3 in Week 3, and so on, until you’re stashing away upwards of $50 a week next December.
By the end of the year, if you complete the challenge, you’ll have saved $1,378.
It’s a simple, effective way to build your first emergency fund or to save up for next year’s big winter vacation. And unlike so many financial endeavors, getting started isn’t at all intimidating — just about anyone can manage to save one dollar in a week. The problem? If you complete every weekly task as is, you’re stuck saving $50 or more per week in December, which is already a pretty expensive month for most of us. To optimize your saving potential and avoid saving mistakes, discover secrets that will supersize your savings quickly & easily below!
1. Print & Check
One way people get around that problem is by printing out the chart and crossing off the weeks in whatever order they fulfill them. For example, if you got a big year-end bonus or cash Christmas gift, you could start with a $52 contribution right off the bat, and cross that week off the list. Then you could put in $10 the next week, or $22, or whatever amount you can comfortably spare, and work upward from there. That way, you’ll save a few low-dollar “gimmes” for those inevitable cash-strapped weeks later in the year, ensuring you don’t fall off the wagon entirely during a tough stretch. (Insider’s Hack: I know a ton of people that complete the challenge in reverse, that way they look forward to depositing a little less every week while accomplishing the same goal.)
2. The Monthly Money Challenge
If your goal is simply to establish some fiscal discipline and save roughly $1,400, there’s no reason you have to do it weekly, Set up an automatic savings deposit for $100 a month. Then, each month, kick it up by $5 (or $10). For example, save $100 in January, $105 in February, $110 in March, and so on. By next December, you’ll be saving $155 a month and sitting on a balance of $1,530. (If you use $10 increments, you’ll have $1,860 saved up.)
3. Don’t Hate, Automate!
One of the hardest parts about saving money is making the conscious decision not to spend those dollars on fun, fleeting things, and instead to stick them in a jar or a savings account. Most big banks have sophisticated online and mobile banking platforms at this point that allow you to set up automatic deposits on whatever schedule you want — every Friday, or every payday, or whatever works for your schedule. Some of them even allow you to authorize transfers via text message, making it easy to stick to the challenge. There are plenty of amazing banking apps that make saving even easier, including Digit and Qapital. (Personally, I’ve saved almost $500 with Digit – sign up and begin hacking your way to automate your savings here!)
4. Double Your Savings, Double Your Fun!
If you’re really into challenging yourself, why not double your savings potential with this awesome 52-Week Money Savings hack. Start with $2 in the first week of the year, and then gradually increase your deposit by a $2 dollars a week throughout the year. So you save $6 in Week 2, then $12 in Week 3, and so on, until you’ve stashed up to $1,806 December. (Talk about a holiday shopping budget made easy!)
5. Get Competitive with your goals
It’s no doubt that completion is a great motivator for completing goals! Qapital ups the ante for savings and even has a 52-Week Money Challenge option built in. (And that’s not even the coolest thing you can do with the app.) Since Qapital plays well with other apps and devices — such as a FitBit, Foursquare, Instagram, or your phone’s GPS — you can set up almost any “savings rule” imaginable that will transfer money into your savings account based on your behavior. Qapital’s app also allows you to share a savings goal with someone. So, for example, if you and your bestie are saving up for a trip or you’re newlyweds saving for a down payment on a house, you can each contribute to the same goal – and egg each other on! Want a real 52-week challenge? Set up a shared goal together and see who can save the most money toward it this year. (Winner gets the window seat on your next big vacation.) At the very least, using an app or automatic savings schedule can make the 52-week challenge a whole lot less challenging.
Have you tried the 52-Week Money Challenge — or put your own spin on it? What are some savings rules that would get you to save more?
Waiting to get your hands on a new iPhone? Need to upgrade your tablet experience these days? Why not add the best apps of the year to your iPhone and iPad and change up how you use a device you already know and love? The team at Apple have tallied the votes for the best iPhone apps and iPad apps and the results are in!
Discover the most inventive, irresistible and overall best Apple apps of 2015 below!
Most Innovative App
Workflow – An Editor’s pick for the most innovative app of the year, Workflow makes powerful automation easy – and better yet, fun. Workflow includes over 200 actions which allow you to save images, reminders to call loved ones, send messages and more. (Available for iPhone, iPad and Apple Watch – it’s also currently 40% off) (Download: $2.99)
App Of The Year Runner Up
Enlight – It’s the best all-in-one photo editor provide powerful photo tools that are easy to use. Enright packs so many features into one app that it may just be the last photo app that you ever download. (Download $3.99)
App Of The Year Runner Up
Robin hood: Free Stock Trading – Stock trading goes free and friendly in this impressively accessible app. Robinhood for iPhone, iPad and Apple Watch is a free download that allows people to buy and sell stocks for free! View market data in real-time, build a personalized watch list, and place trades with a few taps. (Download for FREE)
App Of The Year
Periscope – This game-changer made sharing and watching live videos an instant obsession. Periscope lets you broadcast live video to the world. Going live will instantly notify your followers who can join, comment and sent you hearts to share their love of your video. (Download for FREE)
These are the tried and true best apple apps of 2015 and for a limited time, they’re all less than four bucks! Talk about a sweet treat before the of the year. What were your breakout apps of 2015? Share your favs below!